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Viewing the '$20 Challenge' Category

Quick Update

February 13th, 2007 at 09:47 am

I have been without internet for a week while we switched over to a cheaper company. I am back now and have more to add to my savings. I sold some books on Amazon and just transferred the money over to my ING account. I am thinking once I go through some stuff here I will have a little more to add so hopefully I will be back later. Big Grin

Previous total: 381.50
Money today: 62.10
New total: 443.60

Challenge Money, ING

February 2nd, 2007 at 06:35 pm

I opened an ING account today Big Grin I deposited the money from the challenge so far and got a $25 bonus for signing up. I also got a $65 emergency fund check. My Dh was out of work for a period of time last year b/c he broke his arm and had surgery and we were getting food stamps. They automatically send a check to people on food stamps to help with heating costs. My DH's uncle gave him $10 in gas money this week. He owed him $16 for some tool so that's why he didn't get the money last week or the full $13 this week. Anyway, I am rambling. I have a good bit to add to my savings account this week. Big Grin Big Grin Big Grin

Previous total: 281.50
Money today: 100.00
New total: 381.50

Challenge Money, Snow

February 1st, 2007 at 04:46 pm

The snow came but didn't last very long.





It is all gone now. I took a nap and when I woke up it had all melted. We may get freezing rain tonight but I don't know.

We tried to go file our taxes this evening and they were closed due to the bad weather. We will go file them tomorrow. We will use our federal check for furniture and some other things. I plan to put the state check into savings. We usually get a good bit back. Last year we got around $6,000.

Tomorrow is payday. I put the money I had left from last weeks spending money into the challenge money and asked my husband for his. He gave me all but 2.00 of his.

Previous total: 264.50
Money today: 17.00
New total: 281.50

Winter Storm Warning, My Car, A Dollar

January 31st, 2007 at 12:42 pm

There is a winter storm warning in effect for our area. I hope it snows enough to keep me out of work tomorrow. LOL

"...WINTER STORM WARNING IN EFFECT FROM 4 AM THURSDAY TO 6 AM EST FRIDAY... ... WINTER STORM WATCH NO LONGER IN EFFECT...

THE NATIONAL WEATHER SERVICE IN GREENVILLE-SPARTANBURG HAS ISSUED A WINTER STORM WARNING...WHICH IS IN EFFECT FROM 4 AM THURSDAY TO 6 AM EST FRIDAY. THE WINTER STORM WATCH IS NO LONGER IN EFFECT.

SNOW AND SLEET IS EXPECTED TO OVERSPREAD THE NORTH CAROLINA FOOTHILLS AND PIEDMONT AND THE UPSTATE COUNTIES FROM GREENVILLE TO YORK EARLY THURSDAY MORNING. SNOW AND SLEET WILL MIX WITH AND BECOME PREDOMINATELY SLEET...FREEZING RAIN AND RAIN DURING THE AFTERNOON AND EVENING. AS MUCH AS 3 TO 4 INCHES OF SNOW ACCUMULATION IS POSSIBLE OVER THE NORTH CAROLINA FOOTHILLS AND ALONG THE I-40 CORRIDOR...WITH LESSER AMOUNTS FURTHER SOUTHEAST INTO THE CHARLOTTE AND GREENVILLE-SPARTANBURG METRO AREAS. AN INCH OF SLEET ALONG WITH DAMAGING ACCUMULATION OF ICE IS EXPECTED AS WELL...ESPECIALLY IN THE AREAS SOUTH AND EAST OF THE HEAVY SNOWFALL."

I was out of work today because we were unable to get my car running. I pretty much hate my job but at least I get salary and will still get paid for the days I miss.

My grandfather came over and hooked my car up to his charger. He said if I let it charge for 8 hours it should be working tomorrow. I hope so.

I found a dollar on my computer desk. I don't know where it came from but I am adding it to the challenge.

Previous total: 263.50
Money today: 1.00
New total: 264.50


Pennies

January 30th, 2007 at 03:25 pm

Adding another 0.50 to the challenge for a roll of pennies. I can't believe I use to vacuum them up or throw them away. Now I get excited when I see one.

Previous total: 263.00
Money today: 0.50
New total: 263.50

(still waiting for DH to get home - still hoping my car will be OK)

Challenge Money

January 30th, 2007 at 07:16 am

I am adding six dollar bills to the challenge that were in my pocketbook. I also had enough quarters in the jar for another roll. I can't believe how fast the change is adding up. In a few days I should have some money from a couple of books I sold on amazon. My goal is to add this to my savings without spending any of it. I keep spending money that I had planned to add to my savings.

I need to get some housework done today and I have a ton of homework I need to get started on. I will be back later to update on the stuff I got really cheap at the grocery store yesterday.

Previous total: 247.00
Money today: 16.00
New total: 263.00

Hey look! I hit $250.00! I never knew I would get there so fast. I need to get this in the bank and transferred into an ING account. Big Grin

Change

January 25th, 2007 at 04:03 pm

DH just counted the pennies in our change jar and rolled 0.50 worth. LOL I will add that before I forget.

Previous total: 246.50
Money today: 0.50
New total: 247.00

***Edited*** I had my previous total wrong here so I have had to go back and change all the entries after this one. I counted my money this morning and it was $4.00 off. I see why now Smile

Dollars

January 25th, 2007 at 03:45 pm

I got some of my paycheck today (my pay is so weird I won't even get into that) and I forgot to count my dollars. I have four.

Previous total: 242.50
Money today: 4.00
New total: 246.50

Treasure Trooper Money

January 25th, 2007 at 03:27 pm

I cashed my $22.30 from Treasure Trooper today. The $22.00 is going into my account and the 0.30 went in the change jar. I should have more to add from where my sister paid me back but I spent it. Frown

Previous total: 220.50
Money today: 22.00
New total: 242.50

More money, treasure trooper, ING???

January 24th, 2007 at 05:04 pm

I am adding more money to my challenge. I had 2 dollar bills in my wallet and added enough change to the jar to make another roll of quarters. I also got a check from treasure trooper but I won't add that until tomorrow when I get it cashed. I am getting close to that $250 mark and want to open an ING account online but I am looking for a referral link to get $25.00 or something. I am still new to all the ING and Emigrant stuff so I don't know what to do with this money. LOL

About treasure trooper. I just did a few things here and there, all were free. Some I had to fill out a short survey, some I just had to enter my zip code. The check that came today was for $22.30. Here is my link if anyone wants to sign up. I will get some sort of percentage of what you make.

http://www.treasuretrooper.com/208439

Previous total: 208.50
Money today: 12.00
New total: 220.50

More Challenge Money

January 21st, 2007 at 01:45 pm

I am keeping all of my loose change in a jar. Once the change is enough to put into a coin wrapper I am going to put it in another container and count it in the challenge. I haven't been counting the change since it would be hard to keep up with but I think this system will make it easy. I can't believe how much change we have saved up. We had a bunch of pennies befpre but just started saving the silver change when I started posting here.

I have $10.50 in pennies and $17.00 in silver change.

Previous total: 181.00
Money today: 27.50
New total: 208.50

Coupons and Challenge Money

January 21st, 2007 at 01:29 pm

I have been getting so into this coupon stuff lately. Yesterday I got 10 cans of Progresso soup (normally $2.39 each) for $6.00. I got 7 boxes of Hamburger Helper for $3.50 and 4 boxes of Pasta/Rice-a-roni for $2.00. I also got 2 100 oz containers of Wisk laundry detergent for $4.00, and three jars of Ragu pasta sauce for $2.00. I am proud of my baby stockpile. LOL



I am also adding my husband's $13 weekly gas money to my challenge total. I still need to list some stuff on ebay and Amazon. I may do that today.

Previous total: 168.00
Money today: 13.00
New total: 181.00

A little for the challenge.

January 16th, 2007 at 06:07 pm

My husband got a new job in October and about three weeks after he started, his uncle started working there too. DH always drives to work so his uncle gives him $13 a week in gas money. (I'm not sure how they agreed on that number but it is always the same LOL). I told DH since he has to drive to work anyway the $13 is extra and needs to go into our savings account. He finally agreed Big Grin

Previous total: 155.00
Money today: 13.00
New total: 168.00

Not much to add

January 12th, 2007 at 03:36 pm

I haven't had much money to add to the challenge lately but I took five whole dollars out of my check today to add to it. LOL I know it's not much but every little bit helps.

I know some people were saying in the forums that you were supposed to take $20 and turn it into more money or find new ways to save, but I guess I am not really doing the challenge that way. I have never had any savings so every bit of money I add to my savings is a new way to save for me. LOL I have always blown money and so saving anything is a big deal to me. Also, I have never cooked so much in my life. We are saving tons of money on fast food and my husband enjoys coming home to dinner. I have been clipping coupons too and looking for things that are on sale that we normally buy. Lots of things have changed around here since I found this site.

I am going to sell some old textbooks (and one new one that I can't use this semster or return without a receipt) on Amazon. My financial aid pays for these books so I am not losing out on that money. It will just come out of the amount that I would get back in my financial aid check. I am also going to list some stuff on ebay.

OK I am done rambling for now Smile Thanks for you guys who read this and support me with your comments and for everyone who has their own blog and gives me so much inspiration.

Starting total: 150.00
Money today: 5.00
New total: 155.00

Too Much Spending :(

January 9th, 2007 at 05:31 pm

I am spending way too much money. Today I loaned out 20 more dollars to my MIL (which should be fine she said she would pay me back tomorrow) and then on the way home from school I ended up getting fast food which I didn't want to do. But it was getting late and I knew I didn't have time to cook before the kids went to bed.

Then my son's scout leader called and said we needed to pay $15 this week for some fees. I will pay that with the money MIL pays me back I guess.

I had $100 yesterday and I am down to $29.00. I asked my husband what I should do with it and he said to add it to our savings. So that is $29.00 more to my challenge account. Tomorrow is a no spend day for me. I mean it. LOL

Starting total: 121.00
Money today: 29.00
New total: 150.00

Today's Money

January 8th, 2007 at 05:13 pm

Today I tried to be really conscious of where my money was going. I took a 5 minute shower and didn't buy as much as I normally would have. I wanted to buy a snack a few different times but I did OK with that. I spent more than I should have though.

I spent $3.52 on soap for the kids. This was a good deal. They were $2.82 each and I had a coupon for $2.50 on two. I spent $1.00 on a drink at school. I forgot to bring one and I was thirsty. Smile Then I spent $3.62 on cigarettes. Needed those after class. I loaned my sister $20.00 too. She really needed it and I had it extra. When she pays me back I will add it to my challenge money.

My total challenge money for the day is $7.00. I bought my friend breakfast at McDonalds last week and forgot. She paid me back the $5 she owed me today. Then I had 2 dollar bills from my spending today.

Starting total: 114.00
Money today: 7.00
New total: 121.00

Saving Dollars

January 7th, 2007 at 05:19 pm

We have decided that along with change we are going to save our dollar bills. We used to do this and it adds up really quickly. We had to stop when times got really bad for us there for a while. DH broke his arm in two places, spent several days in the hospital, and was out of work for about 5 months. Anyway, he started a great job in October and we are finally getting back on track.

When I got my money out of my wallet today to put together my bank deposit for tomorrow I was suprised I had 15 dollar bills. I took 1 out of our change jar (the only one in there) and DH had 3 in his wallet. Total for today is $19.00.

We will not count the change we collect until it is actually deposited. It will be easier to keep up with this way.Smile

I cashed out all my online earning today but it will take up to 8 weeks for some of it to go into my paypal account or come by check so I won't count that either until I get it.

Starting total: 95.00
Money today: 19.00
New total: 114.00

Money Online

January 6th, 2007 at 06:57 pm

These are some places where I make extra money online. Smile Some are very very low paying and some are pretty good. I have included my referral links in case anyone wants to sign up but of course you can just go to the regular site and sign up if you wanted. I also fill out surveys and stuff that are just for points towards merchandise but I only added here sites that give out actual money. Smile

http://www.treasuretrooper.com/208439
( I have made $22.30 with them since the end of December)

http://www.tiktikcash.com
(I have earned $13.21 with them since Dec.)
They don't have referral links but if I refer someone through their site and they join I will get $5.00. If you want me to refer you just leave your email address Smile

http://cashduck.com/members/register.php?ref=AutumnxButterfly
(Made $19.75 with them since Dec.)

http://www.cashcrate.com/index.php?ref=149087
(Made $7.15 with them since Dec.)

http:www.daytipper.com
(They will pay you $3.00 for every tip you submit that gets published. So far I have submitted 8 tips and 6 are pending publishing. This means they will get published for sure and they will send me the money in my paypal account.)

http://www.instantprofitz.com/?ref=AutumnxButterfly
(I have made $5.50 with them since Dec.)

So that is over $85 I have made in less than a month. I haven't cashed any of this out yet but when I do I will add it to my $20 challenge money.

My Start

January 6th, 2007 at 02:36 pm

I still don't completely understand the $20 challenge but I want to go ahead and get mine started Smile I took $20 out of my paycheck to start. Today we sold a crib that was just sitting in the garage for $75.00. Later I am going to gather up all the loose change in the house and add that. I plan to sell some stuff on ebay too. I want to put all the money I make into a savings account. I also make a little extra money on some survey sites but I will get into that later Smile

Starting total: 20.00
Money today: 75.00
New total: 95.00


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