Autumn's Personal Finance Blog

I am spending way too much money. Today I loaned out 20 more dollars to my MIL (which should be fine she said she would pay me back tomorrow) and then on the way home from school I ended up getting fast food which I didn't want to do. But it was getting late and I knew I didn't have time to cook before the kids went to bed.

Then my son's scout leader called and said we needed to pay $15 this week for some fees. I will pay that with the money MIL pays me back I guess.

I had $100 yesterday and I am down to $29.00. I asked my husband what I should do with it and he said to add it to our savings. So that is $29.00 more to my challenge account. Tomorrow is a no spend day for me. I mean it. LOL

Starting total: 121.00
Money today: 29.00
New total: 150.00

Today I tried to be really conscious of where my money was going. I took a 5 minute shower and didn't buy as much as I normally would have. I wanted to buy a snack a few different times but I did OK with that. I spent more than I should have though.

I spent $3.52 on soap for the kids. This was a good deal. They were $2.82 each and I had a coupon for $2.50 on two. I spent $1.00 on a drink at school. I forgot to bring one and I was thirsty. Then I spent $3.62 on cigarettes. Needed those after class. I loaned my sister $20.00 too. She really needed it and I had it extra. When she pays me back I will add it to my challenge money.

My total challenge money for the day is $7.00. I bought my friend breakfast at McDonalds last week and forgot. She paid me back the $5 she owed me today. Then I had 2 dollar bills from my spending today.

Starting total: 114.00
Money today: 7.00
New total: 121.00

We have decided that along with change we are going to save our dollar bills. We used to do this and it adds up really quickly. We had to stop when times got really bad for us there for a while. DH broke his arm in two places, spent several days in the hospital, and was out of work for about 5 months. Anyway, he started a great job in October and we are finally getting back on track.

When I got my money out of my wallet today to put together my bank deposit for tomorrow I was suprised I had 15 dollar bills. I took 1 out of our change jar (the only one in there) and DH had 3 in his wallet. Total for today is $19.00.

We will not count the change we collect until it is actually deposited. It will be easier to keep up with this way.

I cashed out all my online earning today but it will take up to 8 weeks for some of it to go into my paypal account or come by check so I won't count that either until I get it.

Starting total: 95.00
Money today: 19.00
New total: 114.00

These are some places where I make extra money online. Some are very very low paying and some are pretty good. I have included my referral links in case anyone wants to sign up but of course you can just go to the regular site and sign up if you wanted. I also fill out surveys and stuff that are just for points towards merchandise but I only added here sites that give out actual money.

http://www.treasuretrooper.com/208439
( I have made $22.30 with them since the end of December)

http://www.tiktikcash.com
(I have earned $13.21 with them since Dec.)
They don't have referral links but if I refer someone through their site and they join I will get $5.00. If you want me to refer you just leave your email address

http://cashduck.com/members/register.php?ref=AutumnxButterfly
(Made $19.75 with them since Dec.)

http://www.cashcrate.com/index.php?ref=149087
(Made $7.15 with them since Dec.)

http:www.daytipper.com
(They will pay you $3.00 for every tip you submit that gets published. So far I have submitted 8 tips and 6 are pending publishing. This means they will get published for sure and they will send me the money in my paypal account.)

http://www.instantprofitz.com/?ref=AutumnxButterfly
(I have made $5.50 with them since Dec.)

So that is over $85 I have made in less than a month. I haven't cashed any of this out yet but when I do I will add it to my $20 challenge money.

I still don't completely understand the $20 challenge but I want to go ahead and get mine started I took $20 out of my paycheck to start. Today we sold a crib that was just sitting in the garage for $75.00. Later I am going to gather up all the loose change in the house and add that. I plan to sell some stuff on ebay too. I want to put all the money I make into a savings account. I also make a little extra money on some survey sites but I will get into that later

Starting total: 20.00
Money today: 75.00
New total: 95.00